Charles Gaba: State By State: How Much More Will YOU Pay If The Enhanced ACA Subsidies Aren't Extended? (South Dakota - Vermont) acasignups.net/24/07/06/sta...

State By State: How Much More Will YOU Pay If The Enhanced ACA Subsidies Aren't Extended? (South Dakota - Vermont) acasignups.net/24/07/06/sta...

State by State: How much more will YOU pay if the enhanced ACAacasignups.net It was just over three years ago that the American Rescue Plan Act (ARPA) dramatically expanded & enhanced the original premium subsidy formula of the Affordable Care Act, finally bringing the

The original ACA subsidy formula was decent at low incomes, stingy at moderate incomes & nonexistent at middle class incomes. ARPA/IRA had solid subsidy upgrades, bringing them up to where they should have been in the first place...but they're scheduled to revert in 2026. 2/

If the upgraded subsidies are allowed to expire at the end of 2025, up to *20 MILLION* #ACA enrollees will see their net premiums spike DRAMATICALLY. Many will no longer be able to afford this & will be forced to either downgrade to far worse plans or drop coverage entirely. 3/

To give you an idea of just how ugly it could get, I've ran the numbers for various household sizes in all 50 states: Single adults, single parents, nuclear families, empty nesters and pre-retirees. These are based on 2024 data; the actual change would happen in 2026. 4/

Other caveats: --Since benchmark premiums vary depending on where you live, I'm using the CAPITAL CITY for each state. --These assume each household listed enrolls in the BENCHMARK SILVER plan --These don't take into account STATE-BASED subsidies which some states offer 5/

Since this involves a LOT of graphs & tables, I've broken it out into 10 posts of 5 states apiece. Today I'm presenting #SOUTHDAKOTA, #TENNESSEE, #TEXAS, #UTAH and #VERMONT. acasignups.net/24/07/06/sta...

State by State: How much more will YOU pay if the enhanced ACAacasignups.net It was just over three years ago that the American Rescue Plan Act (ARPA) dramatically expanded & enhanced the original premium subsidy formula of the Affordable Care Act, finally bringing the

This is scary

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