I don't get it, why can't they commit fraud? Congress is doing it, scotus is doing it, the presidents do it, the wealthiest people in the world do it, everyone they are told to look up to and respect are celebrated for it. Why wouldn't they think they could commit fraud? It's the American Way.
Not to mention GenZ watched their GenX parents have the Boomer-instilled loyalty to corporations bite them in the ass over and again during the last 20 years of wealth transfer - instability, austerity, job loss, home loss, etc. Nobody watches that and then goes “hard work is how you get ahead”