Yeah if they can choose the charity they'll just donate to their own nonprofit charities and get a tax write off while retaining essentially full control of the money. Case in point, Warren Buffett.
Some mental health conditions we treat some we glorify. Claptomania is the same thing taking more than you need because you can't stop and society tells you to keep going so your sickness goes untreated and millions suffer because you have everyone else's share.
it used to be impossible for someone to have over like 100 million*. once you hit that maker it all got taxed and went straight back to the gov.
we need to being it back.
*i dont know the actual amount im just making a guess