We got Biscuit a couple months ago and we haven't met our deductible yet so I don't know but he's getting ball removal surgery in September which I think will make up for the expense.
Yeah, I have had Trupanion for two dogs and it has really helped with their emergencies. Also when my little old guy developed a heart murmur they covered all the cardiology exams and stuff.
This was probably good before Trupanion burned through like 3 CFOs in 6 months. Had I known they were publicly traded I would have picked a different insurer.